Homeownership Built to Last: Balancing Access, Affordability, and Risk after the Housing Crisis free ebook download.

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Homeownership Built to Last: Balancing Access, Affordability, and Risk after the Housing Crisis free ebook download

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Author(s):	Eric S. Belsky

Date:	2021	Format:	epub	Language:	English	ISBN/ASIN:	0815725647
Pages:	384	OCR:		Quality:		ISBN13:
Uploader:	risotor	Upload Date:	6/8/2022 8:38:56 PM

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The ups and downs in housing markets over the past two decades are without precedent, and the costs - financial, psychological, and social - have been enormous. Yet Americans overwhelmingly still aspire to homeownership, and many still view access to homeownership as an important ingredient for building wealth among historically disadvantaged groups. Eric Belsky and Jennifer Molinsky have assembled a team of specilaists to reexamine the goals, risks, and rewards of homeownership in the wake of the housing bubble and subprime lending crisis. Contents Introduction: Low-Income Homeownership at a Crossroads Making the Case for Home Ownership as a Policy Goal: Homeownership, Wealth, and the Production of Racialized Space  Is Homeownership Still an Effective Means of Building Wealth for Low-Income and Minority Households? Was It Ever?  Reexamining the Social Benefits of Homeownership after the Housing Crisis Supporting the Home Buying Process  To Buy or Not to Buy? Understanding Tenure Preferences and the Decisionmaking Processes of Lower-Income Households  and Developing Effective Subsidy Mechanisms for Low-Income Homeownership. Contents Introduction: Filling the Void Between Homeownership and Rental Housing Balancing Affordability, Access, and Risk  Standards, Loan Products, and Performance: What Have We Learned?  The Evolving Role of State Housing Finance Agencies  Mortgage Default Option Mispricing and Procyclicality The Government's Role in the Evolving Mortgage Market  Rethinking Duties to Serve in Housing Finance  What Role Has the Government Played in Creating a Dual Mortgage Market in the Past and How Likely Is One to Emerge in the Future?  The Role of Mortgage Finance in Financial (In)Stability Sustaining Homeownership  Protecting Homeowners, Post-Purchase: Lessons Learned  and The Home Mortgage Foreclosure Crisis: Lessons Learned.
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3124880	Book	https://florenfile.com/vmyvdmg0k92t/0815...		0.00	risotor

Tags: Access Affordability after Balancing Built Crisis Homeownership Housing Last Risk

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