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Description of  Common Cents, Common Dreams: A Layman's Guide to Social Security Privatization

An easy to understand guide to private retirement accounts as a way to reform Social Security. We call this book Common Cents, Common Dreams because it is about how working men and women across this country can be freed to achieve the common dream of financial independence and security. Average and even low-income workers earn enough money to achieve substantial wealth by retirement. If they took the money that they currently pay in Social Security taxes and invested those funds in standard diversified portfolios of stocks and bonds, average-income families could expect to retire with accumulated savings of nearly $1 million or more. Even low-income workers could expect to save a half million dollars or more by retirement. This book explains why and how that can be done. The key is for your congressional representatives to set you free to make your own choices about your own financial resources and future. Working men and women can achieve the results described above if they are allowed the freedom to choose a privately invested system structured for average, unsophisticated investors in place of Social Security.